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Claims against insurers under business interruption policies

Claims against insurers under business interruption policies

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1. In today’s newspapers, it was reported that the Western Cape High Court had yesterday ordered an insurer, Guardrisk, to indemnify its policy holder, a restaurant by the name of Café Chameleon, for the losses suffered by the restaurant as a result of the lockdown regulations issued pursuant to the current state of disaster. The matter was heard by Judge Le Grange, one of the more senior judges of the division. We have perused the judgment, and can advise our clients on the implications thereof, as set out below.
2. Café Chameleon approached the Western Cape High Court on an urgent basis, for a declaratory order, on the following terms:
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SA Branch Phone: +27 (0)21 914 0513
Namibia Branch Phone: +264 (0)81 143 6980
SA Branch: Ben Groot Attorneys Inc (2012/051739/21)
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